Boat Watercraft Insurance

Now that you have spent a great deal to get that boat, yacht, jet ski, or catamaran, its time you took up boat/watercraft insurance to protect your investment. Whether your boat is mostly in water or out of the water, it comes with several risks such as collision, fire, theft, vandalism, and much more. Boat/Watercraft Insurance will protect you against liability claims and protect your valuable investments as well.

Texas doesn't mandate boaters to have insurance. However, you still need to insure your boat/watercraft to protect your investment against unforeseen circumstances. Also, most lenders require proof of insurance before financing your watercraft.

Coverage Options

Here are the boat insurance coverage options offered by Mpire Houston Insurance:

• Liability coverage: This covers both bodily injury liability and property liability towards a third party if you are responsible for a covered accident. It also may cover wreckage removal and pollution liability.
• Collision coverage: This covers damages caused when your boat/watercraft hits or is hit by another watercraft or object.
• Comprehensive coverage: Covers losses to your watercraft that are not from a collision. They include theft, fire, storms, vandalism, etc.
• Uninsured/underinsured coverage: This covers bodily injury liability and property liability towards you and other passengers in your watercraft in case an accident is caused by an uninsured/underinsured boater. It also protects you from hit-and-run boaters.
• Additional coverage: Several add-on coverage options can be included in your boat/watercraft insurance. They include roadside assistance, fishing equipment, and much more.

Even though boat/watercraft insurance covers most risks, there are exclusions such as tear and wear and damages from animals and marine life. Finding the coverage option at Mpire Houston Insurance that suits your needs is important to give you some peace of mind while in the waters. At Mpire Houston Insurance, we offer reliable insurance policies that will take care of your safety, your passengers' safety, and your investments. Contact us today to get a quote and also get any further information you may need about Boat/Watercraft Insurance.